Enjoy the peace of mind that partnering with Elan brings including zero fraud liability,1 emergency card replacement, free credit score,2 and 24/7/365 U.S.-based customer service. Cards are managed in house to ensure quality throughout the card delivery process and are completely branded to represent your credit union.  

EARN REWARDS

Visa® Everyday Rewards+

Unlimited points potential. Unrivaled reward options.

  • 4X points on dining takeout and food delivery 3,4
  • 2X points at grocery stores, grocery delivery, gas stations, and streaming services
  • 1X points on all other eligible spend
  • No caps or limits on points earned
  • Redeem for merchandise, gift cards, travel, or cash back5

 

EARN CASH BACK

Visa® Max Cash Preferred

Cash back maximized — by categories you choose — to fit your life. 

  • 5% cash back on two categories you chose — first combined $2,000 spent each quarter3,6
  • 2% unlimited cash back on one everday category of your choice
  • 1% unlimited cash back on all other eligible purchases
  • Redeem for cash back5

LOW INTRO RATE

Visa® Platinum

Save interest on balance transfers and purchases.

  • Save on interest with a great low introductory rate for an extended time3
  • Use for large purchases, unexpected expenses, or last-minute necessities
  • Transfer balances and pay down your other high-rate credit card balances faster

BUILD CREDIT

Visa® College Real Rewards

Credit-building and spending security for students.

  • 1.5X points per $1 spent on all eligible purchases3,7
  • Account alerts, online and mobile account access, autopay, free credit score2
  • Redeem for merchandise, gift cards, travel, or cash back5

BUILD CREDIT & EARN REWARDS

Visa® Max Cash Secured

Earn cash back while working to build or improve your credit.

  • 5% cash back on two categories you choose — first combined $2,000 spent each quarter3,6
  • 2% cashback on one everyday category of your choice
  • 1% cash back on all other eligible purchases
  • Redeem for cash back5

 

BUILD CREDIT

Secured Visa®

Designed to help you build credit and confidence. 

  • The convenience of a credit card while working to build or improve your credit3
  • Enjoy benefits like Online Account Access, account alerts, automatic bill pay, free credit score2 and more

 

Business credit card products

Our business product suite empowers business owners to choose the card that's right for their company, employees and long-term goals.  

Products at-a-glance

View a snapshot of all our consumer and business products so you can easily compare offerings and benefits. 

Start a conversation

If you are interested in learning how Elan can help your credit union grow, we'd love to hear from you. 

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  1. Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

  2. Free credit score access is available through online account access only. The free VantageScore® Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.

  3. The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

  4. Visa® Everyday Rewards+ Card: You will earn 1 Point for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every $1 in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every $1 in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

  5. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).

  6. Visa® Max Cash Preferred and Secured Cards: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

  7. Visa® College Real Rewards Card: You will earn 1.5 Reward Points (“Points”) for each $1 of eligible net purchases made with your Account within a billing cycle. Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned..

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The creditor and issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa® U.S.A. Inc.